Terms & Conditions

This website is produced by Health Super Financial Services Pty Ltd (ABN 37096452318, AFSL 240019), trading as Health Super Financial Planning (HSFP). By using this website you agree to these Terms and Conditions and the HSFP privacy policy. If you do not agree, you should not use this website.

The content on this website ('Website Content') is provided in good faith. However, to the extent provided by law, no warranty as to accuracy, completeness or currency is given. HSFP does not guarantee that this website will be free of viruses, or that access to this website will not be interrupted.

HSFP and its employees accept no responsibility for any loss or damage arising out of reliance on Website Content. You should take appropriate professional advice about your particular circumstances before making a decision in reliance on Website Content.

This website may contain links to websites operated by third parties. HSFP provides no input, has no control and does not endorse any information, products or services on linked third-party websites. To the extent permitted by law, HSFP takes no responsibility and makes no warranties in respect of such information, products or services and does not guarantee that linked third-party websites are free of errors or viruses.

HSFP does not guarantee any particular rate of investment return, the performance of any investment strategy or the repayment of capital from an investment in any financial product.

Limitation of liability

Subject to obligations implied by law and which cannot be excluded, HSFP is not liable for any losses, damages, liabilities, claims and expenses arising out of your use of this website.

HSFPs  liability for breach of any condition or warranty implied by law and which cannot be excluded, is limited to the maximum extent permitted by law.

Nature of information

The information provided in this website is of a general nature only and should not be taken as a complete or definitive statement of matters outlined in it.

Any information or advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice, you should consider whether it is appropriate to you having regard to your objectives, financial situation and needs. If the advice relates to the acquisition of a product, you should also obtain a current Product Disclosure Statement (PDS) relating to the product and consider its contents before making any decisions about whether to acquire the product.

Privacy

Any personal information collected by HSFP through this website will be handled in accordance with its Privacy Policy.

Copyright & trade marks

Except where stated otherwise, the copyright and intellectual property rights of Website Content remain the property of HSFP. Except where permitted under the Copyright Act 1968, you may not use, copy, reproduce, store or alter any Website Content, nor provide a link to this website without the prior written consent of HSFP.

Reasonable use

You must not:

  • use the Website Content in any way that is unlawful
  • interfere with the proper working of this website
  • take any actions which impose an unreasonable or disproportionate load on HSFPs  infrastructure

General

These Terms and Conditions can be modified at any time without notifying you and you agree to be bound by them as modified. If any part of these Terms and Conditions are void, unenforceable or illegal in a jurisdiction, it is severed for that jurisdiction.

In addition to these Terms and Conditions, other parts of this website may be subject to additional terms. You should review them where they are provided on this website. Specific terms prevail over these Terms and Conditions to the extent of any inconsistency.

This website is prepared for Australian residents only. The products and services described are only available to Australian residents. The applicable law for any disputes arising out of the use of this website is the State of Victoria.